Legal

Privacy Policy

TapSnap LLC · Delaware · Effective: April 20, 2026 · Last Updated: August 2, 2026

1. Introduction

TapSnap LLC ("TapSnap," "we," "us," or "our") respects your privacy. TapSnap LLC is a Delaware limited liability company headquartered in New York. This Privacy Policy describes our privacy practices when you visit our website at tap-snap.com (the "Site") or use our web-based QR payment interface, digital wallet software, and merchant interaction services (collectively, the "Services"), how we use and share that information, and the choices you have. By accessing or using the Services, you acknowledge the practices described in this Privacy Policy. This Privacy Policy describes our privacy practices and does not modify or expand any contractual rights under our Terms of Service.

2. Operational Architecture & Financial Services Disclaimer

TapSnap LLC provides software technology and user interface services for merchants and consumers. TapSnap LLC does not itself hold customer or merchant funds, operate as a bank, or directly provide depository services. Financial, processing, banking, and settlement services are provided by licensed, regulated third-party financial institutions and payment service providers, where applicable.

3. Information We Collect

We collect information from you directly, automatically through your interaction with the Services, and from third-party partners. 3.1 Information You Provide Directly • Identifiers & Contact Details: Name, email address, phone number, or communications sent to support@tap-snap.com. • Authentication & Wallet Credentials: Credentials and authentication tokens supplied via third-party embedded wallet or identity authentication providers upon scanning a QR code or logging in. 3.2 Information Collected Automatically • Device & Usage Data: IP address, device type, operating system, browser type, referring URLs, access timestamps, and usage analytics. • Location Information: Geolocation data collected for security verification, fraud prevention, and compliance. • Cookies & Tracking Technologies: We use cookies for authentication, session management, security, fraud prevention, and analytics. 3.3 Payment Information Handling (PCI-DSS) TapSnap is designed so that payment card information and bank credentials are processed directly by PCI-compliant payment providers. TapSnap does not intentionally collect or retain full payment card numbers, card security codes (CVVs), or online banking credentials.

4. How We Use Information

We use personal information to: • Deliver, maintain, troubleshoot, and optimize the Services; • Verify identity, authenticate user sessions, and prevent fraud; • Route transaction metadata to regulated service providers to facilitate merchant processing and settlement; • Issue digital receipts, notifications, or respond to user inquiries; • Comply with legal obligations, enforce our Terms of Service, resolve disputes, and satisfy regulatory recordkeeping requirements.

5. How We Share Information

We do not sell personal information for monetary consideration. We share personal information as necessary to fulfill operational purposes: • Service Providers: With regulated banking, payment, authentication, analytics, and wallet service providers solely to operate and secure the Services. • Participating Merchants: Merchants receive notification when a QR transaction is completed, without gaining access to your full underlying financial credentials. • Legal, Safety, & Regulatory Obligations: To comply with applicable federal or state laws, subpoenas, court orders, or lawful government requests.

6. Age Restriction (21+)

The Services are intended strictly for individuals who are at least twenty-one (21) years of age. TapSnap LLC does not knowingly collect personal information from individuals under 21. If we become aware that an individual under 21 has provided us with personal information, we will take immediate steps to delete such data.

7. Data Retention

We retain personal information for as long as reasonably necessary to provide the Services, comply with legal obligations, resolve disputes, enforce our agreements, and satisfy regulatory recordkeeping requirements.

8. Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, or misuse. However, no method of transmission over the internet or electronic storage system can be guaranteed 100% secure.

9. State & Regional Privacy Rights

Depending on your state of residence (including California, Delaware, and New York), you may have rights under applicable law to request access to, correction of, or deletion of your personal information. To exercise these rights, please contact us at support@tap-snap.com.

10. International Users

The Services are controlled, operated, and intended primarily for users located in the United States. If you access the Services from outside the United States, you acknowledge that your information may be processed and stored in the United States.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our technology, legal obligations, or operations. Material changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Services following the effective date of an updated policy constitutes acceptance of those changes.

12. Contact Us

If you have any questions or concerns regarding this Privacy Policy, your rights, or statement inquiries regarding TapSnap LLC, please contact us: • Official Support Email: support@tap-snap.com • Website: https://tap-snap.com

Privacy questions? Email support@tap-snap.com